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    December 19, 2019
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GIVE "the" GIFT YOUTH CERTIFICATE Certificate Special 13 MONTHS 12 MONTHS 1.97% 3.00% APY APY $500 Minimum - No Maximum $500 Minimum - Up to $5,000 (RENEWS FOR 12 MONTHS) (RENEWS FOR 12 MONTHS) Step-Up Certificate" Step-Up Certificate" 18 MONTHS 24 MONTHS 2.02% APY 2.07% APY $500 Minimum - No Maximum $500 Minimum - No Maximum (RAISE YOUR RATE 1X BEFORE MATURITY) (RAISE YOUR RATE 1X BEFORE MATURITY) Non-IRA Certificate Only Non-IRA Certificate Only SOCU 815.416.1170 1544 CREEK DR SOCU.ORG MORRIS, IL 60450 *APY is the Annual Percentage Yield. All rates are subject to change without notice. Yields are based on a $500.00 Share Certificate and dividends remaining in account to compound. Penalty may apply for early withdrawal. Federally insured by the NCUA. **To be eligible, the minor must be primary on the account and 21 years of age or younger. Limit one certificate per member. Offer available December 1-31, 2019 only.***The step-up Certificate allows one rate increase (at the member's discretion) during the initial 18 month or 24 month term. The new rate will equal the current, offered interest rate for the 18 month or 24 month step-up Certificate at the time you choose to exercise your rate increase option. This new rate will only apply for the remaining term of the certificate until maturity. Limited time offer. GIVE "the" GIFT YOUTH CERTIFICATE Certificate Special 13 MONTHS 12 MONTHS 1.97% 3.00% APY APY $500 Minimum - No Maximum $500 Minimum - Up to $5,000 (RENEWS FOR 12 MONTHS) (RENEWS FOR 12 MONTHS) Step-Up Certificate" Step-Up Certificate" 18 MONTHS 24 MONTHS 2.02% APY 2.07% APY $500 Minimum - No Maximum $500 Minimum - No Maximum (RAISE YOUR RATE 1X BEFORE MATURITY) (RAISE YOUR RATE 1X BEFORE MATURITY) Non-IRA Certificate Only Non-IRA Certificate Only SOCU 815.416.1170 1544 CREEK DR SOCU.ORG MORRIS, IL 60450 *APY is the Annual Percentage Yield. All rates are subject to change without notice. Yields are based on a $500.00 Share Certificate and dividends remaining in account to compound. Penalty may apply for early withdrawal. Federally insured by the NCUA. **To be eligible, the minor must be primary on the account and 21 years of age or younger. Limit one certificate per member. Offer available December 1-31, 2019 only.***The step-up Certificate allows one rate increase (at the member's discretion) during the initial 18 month or 24 month term. The new rate will equal the current, offered interest rate for the 18 month or 24 month step-up Certificate at the time you choose to exercise your rate increase option. This new rate will only apply for the remaining term of the certificate until maturity. Limited time offer.