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    January 22, 2020
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OUR RATES ARE CONVERSATION Starters CERTIFICATE SPECIAL STEP-UP CERTIFICATE* 13 MONTHS 24 MONTHS STEP-UP CERTIFICATE* APY 1.87% 1.97% 18 MONTHS APY APY 1.92% Maximum $500 Minimum - No (RENEWS FOR 12 MONTHS) $500 Minimum - No Maximum (Raise your rate 1x before maturity) NON-IRA CERTIFICATE ONLY $500 Minimum - No Maximum (Raise your rate 1x before maturity) NON-IRA CERTIFICATE ONLY SOCU 815.416.1170 1544 CREEK DR soCu.ORG MORRIS, IL 60450 *APY is the Annual Percentage Yield. All rates are subject to change without notice. Yields are based on a $500.00 Share Certificate and dividends remaining in'account to compound. Penalty may apply for early withdrawal. Federally insured by the NCUA. **The step-up Certificate allows one rate increase (at the member's discretion during the initial 18 month or 24 month term. The new rate will equal the current, offered interest rate for the 18 month or 24 month step-up Certificate at the time you choose to exercise your rate increase option. This new rate will only apply for the remaining term of the certificate until maturity. Limited time offer. OUR RATES ARE CONVERSATION Starters CERTIFICATE SPECIAL STEP-UP CERTIFICATE* 13 MONTHS 24 MONTHS STEP-UP CERTIFICATE* APY 1.87% 1.97% 18 MONTHS APY APY 1.92% Maximum $500 Minimum - No (RENEWS FOR 12 MONTHS) $500 Minimum - No Maximum (Raise your rate 1x before maturity) NON-IRA CERTIFICATE ONLY $500 Minimum - No Maximum (Raise your rate 1x before maturity) NON-IRA CERTIFICATE ONLY SOCU 815.416.1170 1544 CREEK DR soCu.ORG MORRIS, IL 60450 *APY is the Annual Percentage Yield. All rates are subject to change without notice. Yields are based on a $500.00 Share Certificate and dividends remaining in'account to compound. Penalty may apply for early withdrawal. Federally insured by the NCUA. **The step-up Certificate allows one rate increase (at the member's discretion during the initial 18 month or 24 month term. The new rate will equal the current, offered interest rate for the 18 month or 24 month step-up Certificate at the time you choose to exercise your rate increase option. This new rate will only apply for the remaining term of the certificate until maturity. Limited time offer.